6th January 2026
HSBC cuts buy to let stress rates to improve landlord affordability
HSBC UK has reduced its buy-to-let (BTL) affordability stress rates for domestic customers. The move is a bid to give landlords greater borrowing flexibility, particularly for remortgaging and raising additional funds. Under new stress rates, landlords are able to borrow more against the same rental income. So at 80% loan-to-value (LTV), a landlord seeking...
