Only half of the UK’s 30 million homes increased in value in 2025, says Zoopla.
Just over 15 million (15.2m) homes registered an increase in value of one percent or more.
The average increase in value for homes recording price gains was £9,900, with 3.1m home owners seeing the value of their home increase by £20,000 or more.
On the other end of the scale, 9.1m homes lost at least one percent of their value over the course of the year – at an average loss of £10,800.
The remaining 5.6m homes maintained their value to within +/- one percent.
Northern areas of the UK record the highest home value gains
The 2025 data reveals a clear-cut regional hierarchy, with more than 70% of homeowners in Northern regions of England, Scotland and Northern Ireland recording value gains for their homes.
The recent house price boom in Northern Ireland led to a staggering 94% of homes seeing price increases – to the tune of £14,200 on average.
Three-quarters (73%) of Scottish homes increased in value, by an average of £10,400.
A further 72% of homes in the North West (2,451,100) saw higher valuations, with increases to the tune of £9,700 on average.
The North West and Scotland contain the entire top ten list of local authorities with the most homes increasing in value. Renfrewshire in Scotland takes the top spot, with a whopping 95% of homes having increased in value.
Glasgow (90%) and Chorley in the North West (88%) round out the top 3, while East Renfrewshire saw the highest average value gain out of the top ten, at £17,900.
Continuing this trend, more than 60% of homeowners in the North East and Wales also recorded home value gains over 2025.
Local hotspots in these areas include Northumberland, where 78% of homes registered value gains, and Wrexham, where 79% of homes saw increases.
Fewer homes gain in value across Southern England
2025’s valuation data also highlights the continuing north-south divide when it comes to homeowner’s fortunes.
Six in ten homes that fell in value over the year were in Southern England, reflecting the dual impact of underlying affordability challenges due to higher house prices, alongside a much greater choice of homes for sale re-enforcing a stronger buyers market than elsewhere.
Just 35%, or 4.6m, homes saw increases in value above one percent across Southern England, while 5.6m homeowners saw their home value fall over the year.
Castle Point in Essex was a bright spot for the South, with two thirds or 20,800 homes seeing price value gains.
Waltham Forest led the charge in London, with 59% of homes seeing increases to the tune of £26,600 on average.
Overall, while London was among the regions seeing the lowest proportion of homes with value gains, those that did saw the UK’s highest average price increase of £17,400.
The South West also features the local authority with the highest percentage of homes seeing value decreases – with Torbay on the coast seeing 79% of homes fall in value.
Hastings in the South East saw a similarly high percentage of homes suffer price drops over 2025 (78%), with Torridge in the South West (77%) rounding out the three local authorities seeing the highest rate of price drops.
In London, seven out of 10 homes in Kensington and Chelsea recorded decreases.
This article is taken from Landlord Today