Nationwide bid to improve EPCs through expanded mortgage scheme

Nationwide bid to improve EPCs through expanded mortgage scheme

Nationwide is doubling the number mortgage customers who will be able to benefit from its interest-free green loans.

The 0% Green Additional Borrowing products were launched in June 2023 to help 5,000 households with a Nationwide mortgage to improve their energy efficiency. 

Nationwide is doubling to 10,000. 

Nationwide mortgage customers can borrow between £5,000 and £20,000 up to a maximum of 90 per cent Loan-to-Value (LTV) across a two or five-year term. 

Customers can apply for the additional borrowing as soon as their first mortgage payment has been taken.

Since the launch, Nationwide has lent £60m to customers, with an average loan size of £13,000. 

The installation of solar panels and insulation, as well as new windows, are the most popular energy-efficient improvements customers have used loans for.

The South West has seen the highest take up, 16% of completions, followed by the Outer Metropolitan and Outer South East regions, both at 12%.

According to a recent report by Nationwide and WPI Economics, improving the EPC rating of all residential buildings to band C or higher could bring down total emissions from residential housing in England by up to 47%. 

This article is taken from Landlord Today