There are now 7,158 mortgage product options for landlords and other buyers.
This is 650 more than a year ago and the highest since October 2007.
Deals at 90% and 95% LTV brackets sit at a near 18-year highs.
Average shelf-life of a mortgage product is now up to 21 days.
The average two-year fixed mortgage rate continued down, now 4.83% – down 0.03% month-on-month.
The average five-year fixed rate remained unchanged at 4.91%.
The average two-year tracker variable mortgage rate fell to 4.44% from 4.66% month-on-month and is down by 1.03% year-on-year.
Moneyfacts finance expert Rachel Springall says:“Expectations are high for a booming market in 2026.
“Mortgage rates are lower year-on-year, and the choice of deals is abundant.
“The relaxation in stress testing and expectations for further rate cuts will help ease the affordability constraints on borrowers”
This article is taken from Landlord Today